Tax year 2025

Federal Refund or Amount-Owed Estimator

Enter non-identifying amounts to estimate federal income tax, supported credits, and the difference between your tax and payments.

Your entries stay in this browser session.

Do not enter names, Social Security numbers, addresses, account numbers, or other sensitive information. This tool does not save or transmit the values below.

Filing information

This estimator supports common 2025 federal individual situations.

Filing status

Income

Enter anticipated taxable amounts for the full year.

W-2 wages

Taxable interest

Ordinary dividendsThis simplified tool does not apply qualified-dividend rates.

Taxable retirement income

Unemployment compensation

Other ordinary taxable income

Adjustments & deductions

The estimator automatically uses the larger of the 2025 standard deduction or your itemized amount.

Adjustments to incomeFor example, a deductible IRA, HSA, or student-loan-interest amount already determined.

Estimated itemized deductions

Other permitted 2025 deductionsEnter only an amount you have determined under an applicable worksheet, such as a qualifying senior, tip, overtime, or car-loan-interest deduction.

Supported dependent credits

This simplified estimate applies the nonrefundable portion of the Child Tax Credit and Credit for Other Dependents, including the basic income phaseout.

Qualifying children under 17

Other qualifying dependents

Payments

Use full-year amounts from federal withholding and estimated payments.

Federal income tax withheld

Estimated and extension payments

Methodology sources: IRS 2025 federal brackets, IRS 2025 adjusted items, and IRS child-credit guidance. Last reviewed July 13, 2026. Calculator version 1.0.